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Adverse Action Letter

Use adverse action letters to inform people that they have been denied credit, employment, insurance, or other benefits based upon information in a credit report.

Mail Type


Use Case

Customer Communications

Additional Details

Customize the letter template with your personalized artwork, messaging, and contact information. Your actual content should also be reviewed by your legal counsel.

Suggested merge variables include:

  • letter creation date
  • recipient name
  • application date
  • reason(s) for denial
  • consumer report provider and contact information
  • appropriate federal compliance administration agency and contact information
  • contact name

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